Legal Notice and Disclaimer

Restaurant Programs of America, LLC (“RPA”) invites you to access and use this website subject to the terms and conditions below and all applicable laws. Your use of this website, including the submission of an online request for a quote, constitutes your agreement to abide by the following terms and conditions:

COPYRIGHT

The material provided on RPA’s website, including the information and any images on the site, is for your personal non-commercial use only. You may not modify, republish, post or transmit anything you obtain from this website, including anything you download from the site, unless you first obtain RPA’s consent. You may not create any kind of hyperlink from any other site to RPA’s website unless you first obtain RPA’s permission.

THIRD PARTY WEBSITES

RPA sometimes provides access to other World Wide Websites from its site or you may have reached RPA’s site from another site. Please understand that RPA does not endorse or approve any products or information offered to you at sites you may reach from our site or from which you may have reached RPA’s website.

By providing material on this website, RPA does not promise that the materials will remain available to you or that you will qualify for the insurance products or services that RPA offers.  RPA is entitled to terminate all or a part of its website at any time, without notice to you.

JURISDICTION

Unless otherwise specified, the materials on the RPA website are presented to provide information about RPA, and its insurance products, services and business. RPA does not intend for the materials on the site or the products or services discussed to be available to businesses outside the United States or in jurisdictions in which RPA is not licensed to carry out its insurance activities, or for the existence of the materials to imply that RPA is soliciting business in any jurisdiction in which it is not licensed to sell insurance.

In California, insurance is only distributed by RPA Insurance Services, LLC. 

LIMITATION OF LIABILITY

RPA WILL NOT BE RESPONSIBLE FOR ANY DAMAGES OR INJURIES THAT ACCOMPANY OR RESULT FROM YOUR USE OF THIS SITE. THESE INCLUDE, BUT ARE NOT LIMITED TO, DAMAGES OR INJURY CAUSED BY ANY: (1) USE OF THE SITE; (2) USE OF ANY SITE TO WHICH YOU HYPERLINK FROM THIS SITE; (3) FAILURE OF PERFORMANCE; (4) ERRORS OR OMISSIONS; (5) INTERRUPTION OR DEFECT; (6) DELAY IN OPERATION OR TRANSMISSION; (7) COMPUTER VIRUS; OR (8) LINE FAILURE. WE ARE NOT LIABLE FOR ANY CONSEQUENTIAL OR INCIDENTAL DAMAGES, DAMAGES REASONABLY EXPECTED TO RESULT FROM A LOSS OR INJURY, OR OTHER MISCELLANEOUS DAMAGES AND EXPENSES RESULTING DIRECTLY FROM A LOSS OR INJURY.  RPA IS ALSO NOT LIABLE EVEN IF RPA HAS BEEN NEGLIGENT OR IF ITS AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, OR BOTH.

SOME STATES MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR THESE INCIDENTAL OR CONSEQUENTIAL DAMAGES, AND THEREFORE, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN ANY EVENT, RPA’S LIABILITY TO YOU FOR ALL LOSSES, DAMAGES, INJURIES AND CLAIMS OF ANY KIND, WHETHER IN CONTRACT, TORT OR UNDER ANY OTHER LEGAL THEORY, WILL NOT BE GREATER THAN THE AMOUNT YOU HAVE PAID TO ACCESS RPA’S SITE.

DISCLAIMER

THE MATERIAL ON THIS WEBSITE IS PROVIDED “AS IS”, MEANING THAT RPA DISCLAIMS ALL EXPRESS AND IMPLIED WARRANTIES ABOUT THE MATERIAL ON THIS SITE INCLUDING, BUT NOT LIMITED TO, WARRANTIES THAT: (1) THE MATERIAL IS OF ANY PARTICULAR LEVEL OF QUALITY OR IS FIT FOR A PARTICULAR PURPOSE; (2) THAT THE FUNCTIONAL ELEMENTS CONTAINED IN THE MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE; (3) THAT DEFECTS WILL BE CORRECTED; (4) THAT THIS SITE IS FREE OF COMPUTER VIRUSES; OR (4) THAT INFORMATION CONTAINED IN THIS SITE IS ACCURATE AS OF ANY PARTICULAR DATE.

SERVICE MARKS

“RPA” and “Insuring America’s Finest Restaurants” are service marks of Restaurant Programs of America, LLC.  All rights reserved.

MISCELLANEOUS
These Terms and Conditions, and the agreement they create, shall be governed by and interpreted according to the laws of the State of New Jersey, without giving effect to New Jersey’s conflict of laws principles.

If any provision hereof is unlawful, void or unenforceable, it shall not affect the validity and enforceability of any remaining provisions.

RPA may modify the terms and conditions of this Agreement, without notice to you, by updating this agreement on this site.

Copyright © 2004 Restaurant Programs of America, LLC.  All rights reserved.