As a full-service insurance agency providing property/casualty insurance products and services exclusively to the restaurant industry, Restaurant Programs of America has developed specialized insurance programs to serve this important niche throughout the country.

The term “restaurant” embraces many types of eating establishments, and RPA has used its expertise and industry “clout” to custom-design programs for all of the following:

• Fine Dining

• Family Style

• Catering

• Fast Food

• Diners

• BYOB establishments

Our relationships with many financially sound carriers allow us to create programs for clients ranging from single location operations to multi-state, multi-location chains.  So regardless of location or construction; whether you own or lease; whether you provide light entertainment or none; whether you opened recently or have a long history, RPA can design a cost-effective insurance program to meet your specific needs.

Some of the coverages that RPA traditionally offers are:

• Property

• Equipment Breakdown

• Business Interruption

• General Liability

• Liquor Liability

• Automobile

• Employment Practices Liability

• Umbrella Liability

• Workers’ Compensation

• Employee Dishonesty

• Theft

• Checkroom Theft

• Garagekeeper’s Liability (Valet Parking)

We only provide coverage that is needed, and we will never sacrifice needed coverage to reduce the premium.  Visit the Quote Request section of this site to get started with us.