Restaurant Programs of America provides a comprehensive, customized insurance program with “one-stop shopping” for the restaurateur’s business insurance needs.

Because insuring restaurants is our only business, we can offer specialized coverages and lower costs for the well-managed restaurant.  Choosing RPA has many advantages:   

• Customized Coverages.  With RPA’s knowledge and experience in insuring restaurants, we know what coverages are critical and what coverages are merely desirable.  Our objective is to provide each restaurateur with a customized insurance program at the lowest possible price. 

• Nationwide Claims Service.  Access to branch claims offices throughout the country is supplemented by a unique claims management system.  Our goal is to settle your claims quickly and fairly while discouraging claims brought against you by others whenever possible.  And we provide you with up-to-date claims information so that you always know where you stand.

• Effective Loss Control.  We will counsel you on how to proactively avoid claims from occurring.  Loss prevention is the most effective claims management tool of all.

• A National Company with a Local Presence.  As a national company, RPA has the resources to deliver exceptional results—from negotiating with insurance carriers for the best program to having restaurant-experienced staff to respond to your needs.  Our account executives live and work in your area, ready to provide personal attention when you need it.  If you are opening a new location or need help with a claim, there is always someone close by who is well-trained and knows you personally.

• Fast Response.  Our sole focus on insuring restaurants allows us to respond quickly to your needs.  Our organizational structure and advanced technology afford the strongest client service and fastest response time possible.

• Security.  The insurance companies used by RPA all have ratings of “Excellent” or better from A.M. Best, an independent rating organization.  Plus, we offer an exclusive insurance program that is sponsored by the National Restaurant Association.  

• Absolute Integrity.  We are advisors to our clients and are always on the lookout for better, more cost-effective ways to cover risk exposures.  The interests of our clients always come first—whether it involves coverage, cost, or claims management.

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